9 Pros And Cons Of A Compensation Claim

by: Mohammad Latif
Making a compensation claim looks easy and a good idea in the beginning... but as time goes by, you discover the catches and fees. However, by that time its too late! Too late especially if the medical is done...

The claims culture arrived and it was chaos. Door canvassers and telesales, knocking and ringing constantly for an injury claim. Have you had an injury? Have you had an accident in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against you.

The 9 Pros and Cons...

The Salespeople

Avoid these people who stop you in the streets, shopping center or at the hospitals! They don't give a damn about you and surely don't give a toss what the outcome is, of your injury claim. They work on a commission basis.

The Agreement

Did you ever understand what was said before you signed the agreement? I guess not. 'Don't worry it doesn't mean anything, the company will contact you and sort it out'. Did they ever? Today there is so much jargon, i.e. crap, out there that many people just ignore a claim for compensation even if they have an injury.

The Bank

In the beginning it was always a helping hand with your claim, until it was settled, with insurance and loan deductions. Policies were taken out in the thousands which back fired. And guess who provides the financially funded policies? The BANKS!

The Loan

A loan agreement to fund a claim is unnecessary, but the salespeople claim 'otherwise it's not possible to be compensated and you'll have to fork out a couple of hundred upfront to get started'. However, the deduction is phenomenal as the interest accumulates over the period of the claim. It could last up to 2 years and it gets deducted from your compensation.

The BIG & small Company

It didn't help the victims as it was deducted from their compensation, but surely helped the BIG companies, who have now declared bankruptcy with millions 'scoped' from their victims. But today you have smaller companies doing a similar trick, we'll do this and we'll do that... with their technical wording.

You'll get confused just like food, this many calories, protein and fat. There is so much advertisement going around that you just think forget it, stick to what we normally do. NOTHING!

The Law

Compensation is an entitlement by law, for release of funds to the injured for being involved in an accident or being injured to some form. Accidents do occur, that's life as nobody's perfect. But with the media filling our heads with different slogans, headlines and examples, we get more confused even when it all means the same thing.

The Media

On TV, there's new advertisers showing victims of accidents and how they have had an accident. But what they don't realise is, each accident is unique, so why portray victims as happy as they could ever be with their payouts. Imagine you doing that? It's a marketing stunt. But unfortunately many do fall for it.

The Solicitor

Specialist solicitors in claims should only handle your case, not a solicitor with a commercial background. So you need a solicitor with experience in the appropriate field to handle an injury or accident claim.

The Internet

Browse from one site to another is not going to help. You'll be there all night, all week, all month or all year and still never make a claim for compensation. Their technical jargon, all mean something similar. We'll do this and we'll do that. Find something simple that will help.

Now that you are geared with such knowledge, do yourself a favour?

Apply it!

About the author:
It's easy to make a compensation claim without any cons in place and plenty of pros. Discover, the 12 'Revolutions' in a positive compensation claim culture at http://www.100percent-compensation.co.uk


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7 Tips to Hiring a Great Personal Injury Lawyer

by: Arthur Gueli
If you suffer an injury resulting in significant damages you will need to hire a personal injury lawyer. But in any given city, there are probably over 20 pages of personal injury attorney listings in the phone book. How do you pick the right one? What do you look for? What questions should you ask?

Here are 7 things you should know before hiring your injury lawyer...

1) The sooner you hire your lawyer the better. Begin looking for your personal injury lawyer within a week or two after your accident. If you're not physically capable you should have a friend or loved-one start looking. The sooner you start building your case the better.

2) Hire a personal injury lawyer that specializes in your specific type of injuries. Do your homework before signing the retainer agreement. Visit the firm's website and read up on it's history and each lawyer's biographical information. Ask the lawyer for some referrences and ask how much experience they have in handling cases with similar injuries. What settlement awards did they get in those cases?

3) Have a face-to-face meeting with your prospective lawyer. Your personal injury lawyer is going to be your closest advisor during this difficult time. You must feel comfortable and trust your lawyer. The only way you'll get a feel for the lawyer is by having a sit-down to discuss your case. Any good personal injury lawyer will give you an initial consultation free of charge.

4) Hire a lawyer that will take your case on a contingency fee basis. This means that your lawyer won't get paid unless you get paid. He will take his fee out of the money you receive for your injuries. You can expect your lawyer to take about 33% of your final settlement - that's after expenses are taken off the top. Make sure you clearly understand the payment structure before you sign the retainer agreement.

5) Beware of ambulance chasers. The goal of these lawyers is to get lots of minor personal injury cases and settle them quickly - they make their profit from high turnover. So naturally they won't put as much time and effort into each case as they should. (If you're looking for a quick settlement be prepared to accept less than what your case is really worth.)

6) Hire a lawyer with a good Martindale-Hubbell rating. This service evaluates lawyers in the U.S. and Canada based on peer review. Their website, Martindale.com has a helpful lawyer locator service and will explain the rating system.

7) Always be completely open and honest when discussing your case with a lawyer. Tell the lawyer as much as you can about what happened. Try to remember every detail. Any documentation and pictures you have of your injuries and treatment will be a big help when evaluating your case.

Bonus Tip:

8) NEVER give a recorded statement to a representative from any insurance company until you've consulted a lawyer. When the rep. asks for one simply say, "I'm not prepared to give a statement at this time." A recorded statement can be used as evidence and if you're not prepared you might overlook important details. Anything you miss (or misrepresent) can be used against you in settlement negotiations and in the trial.



About the author:
Learn more about how to hire a great personal injury lawyer at http://www.Injury-Settlement-Guide.com

Arthur Gueli works with his brother Charles (a licensed personal injury attorney) teaching injured plaintiffs how to obtain fair compensation for their damages.


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