Adsense & Ebay guide

Making a compensation claim looks easy and a good idea in the beginning... but as time goes by, you discover the catches and fees. However, by that time its too late! Too late especially if the medical is done...

The claims culture arrived and it was chaos. Door canvassers and telesales, knocking and ringing constantly for an injury claim. Have you had an injury? Have you had an accident in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against you.

The 9 Pros and Cons...

The Salespeople

Avoid these people who stop you in the streets, shopping center or at the hospitals! They don't give a damn about you and surely don't give a toss what the outcome is, of your injury claim. They work on a commission basis.

The Agreement

Did you ever understand what was said before you signed the agreement? I guess not. 'Don't worry it doesn't mean anything, the company will contact you and sort it out'. Did they ever? Today there is so much jargon, i.e. crap, out there that many people just ignore a claim for compensation even if they have an injury.

The Bank

In the beginning it was always a helping hand with your claim, until it was settled, with insurance and loan deductions. Policies were taken out in the thousands which back fired. And guess who provides the financially funded policies? The BANKS!

The Loan

A loan agreement to fund a claim is unnecessary, but the salespeople claim 'otherwise it's not possible to be compensated and you'll have to fork out a couple of hundred upfront to get started'. However, the deduction is phenomenal as the interest accumulates over the period of the claim. It could last up to 2 years and it gets deducted from your compensation.

The BIG & small Company

It didn't help the victims as it was deducted from their compensation, but surely helped the BIG companies, who have now declared bankruptcy with millions 'scoped' from their victims. But today you have smaller companies doing a similar trick, we'll do this and we'll do that... with their technical wording.

You'll get confused just like food, this many calories, protein and fat. There is so much advertisement going around that you just think forget it, stick to what we normally do. NOTHING!

The Law

Compensation is an entitlement by law, for release of funds to the injured for being involved in an accident or being injured to some form. Accidents do occur, that's life as nobody's perfect. But with the media filling our heads with different slogans, headlines and examples, we get more confused even when it all means the same thing.

The Media

On TV, there's new advertisers showing victims of accidents and how they have had an accident. But what they don't realise is, each accident is unique, so why portray victims as happy as they could ever be with their payouts. Imagine you doing that? It's a marketing stunt. But unfortunately many do fall for it.

The Solicitor

Specialist solicitors in claims should only handle your case, not a solicitor with a commercial background. So you need a solicitor with experience in the appropriate field to handle an injury or accident claim.

The Internet

Browse from one site to another is not going to help. You'll be there all night, all week, all month or all year and still never make a claim for compensation. Their technical jargon, all mean something similar. We'll do this and we'll do that. Find something simple that will help.

Now that you are geared with such knowledge, do yourself a favour?

Apply it!

About the author:
It's easy to make a compensation claim without any cons in place and plenty of pros. Discover, the 12 'Revolutions' in a positive compensation claim culture at http://www.100percent-compensation.co.uk


Circulated by Article Emporium

If you suffer an injury resulting in significant damages you will need to hire a personal injury lawyer. But in any given city, there are probably over 20 pages of personal injury attorney listings in the phone book. How do you pick the right one? What do you look for? What questions should you ask?

Here are 7 things you should know before hiring your injury lawyer...

1) The sooner you hire your lawyer the better. Begin looking for your personal injury lawyer within a week or two after your accident. If you're not physically capable you should have a friend or loved-one start looking. The sooner you start building your case the better.

2) Hire a personal injury lawyer that specializes in your specific type of injuries. Do your homework before signing the retainer agreement. Visit the firm's website and read up on it's history and each lawyer's biographical information. Ask the lawyer for some referrences and ask how much experience they have in handling cases with similar injuries. What settlement awards did they get in those cases?

3) Have a face-to-face meeting with your prospective lawyer. Your personal injury lawyer is going to be your closest advisor during this difficult time. You must feel comfortable and trust your lawyer. The only way you'll get a feel for the lawyer is by having a sit-down to discuss your case. Any good personal injury lawyer will give you an initial consultation free of charge.

4) Hire a lawyer that will take your case on a contingency fee basis. This means that your lawyer won't get paid unless you get paid. He will take his fee out of the money you receive for your injuries. You can expect your lawyer to take about 33% of your final settlement - that's after expenses are taken off the top. Make sure you clearly understand the payment structure before you sign the retainer agreement.

5) Beware of ambulance chasers. The goal of these lawyers is to get lots of minor personal injury cases and settle them quickly - they make their profit from high turnover. So naturally they won't put as much time and effort into each case as they should. (If you're looking for a quick settlement be prepared to accept less than what your case is really worth.)

6) Hire a lawyer with a good Martindale-Hubbell rating. This service evaluates lawyers in the U.S. and Canada based on peer review. Their website, Martindale.com has a helpful lawyer locator service and will explain the rating system.

7) Always be completely open and honest when discussing your case with a lawyer. Tell the lawyer as much as you can about what happened. Try to remember every detail. Any documentation and pictures you have of your injuries and treatment will be a big help when evaluating your case.

Bonus Tip:

8) NEVER give a recorded statement to a representative from any insurance company until you've consulted a lawyer. When the rep. asks for one simply say, "I'm not prepared to give a statement at this time." A recorded statement can be used as evidence and if you're not prepared you might overlook important details. Anything you miss (or misrepresent) can be used against you in settlement negotiations and in the trial.



About the author:
Learn more about how to hire a great personal injury lawyer at http://www.Injury-Settlement-Guide.com

Arthur Gueli works with his brother Charles (a licensed personal injury attorney) teaching injured plaintiffs how to obtain fair compensation for their damages.


Circulated by Article Emporium

sdfdsfsdfsd

WALAUPUN mengaku tertekan dengan kontroversi yang melanda dirinya dengan Akhil Hayy, penyanyi dan pelakon Norwahidah Abdul Wahab atau Waheeda, seperti mengundang masalah apabila dikatakan bakal berganding dengan Akhil dalam sitkom Kafe Akhil Hayy (Astro Oasis).

Malah lebih mengejutkan, Waheeda bakal melakonkan watak isteri Ustaz Akhil. Waheeda ketika ditemui di majlis ramah mesra bersama barisan pelakon Nana Tanjung untuk TV9 berkata, watak sebagai isteri dalam sitkom berkenaan belum pasti memandangkan ia masih dalam peringkat perbincangan.

Katanya, tawaran itu juga hanya datang daripada Akhil sendiri dan bukan penerbit.

“Sepatutnya, saya tidak boleh memaklumkan perkara ini terlebih dulu kerana ia masih dalam peringkat perbincangan. Saya hanya dimaklumkan Akhil secara lisan,” katanya.

Dalam Harian Metro semalam, Waheeda mengakui tertekan dengan isu yang mengaitkan dirinya dengan penceramah bebas itu. Mereka juga dikatakan sudah berkahwin. Gadis kelahiran Johor Bahru, Johor itu mengakui cukup bahagia apabila bergaul dengan Akhil.

Mengulas perkembangan karier seninya, Waheeda dijangka sekali lagi bergandingan dengan Akhil untuk menjayakan persembahan sempena Maulidur Rasul di Stadium Merdeka, Isnin ini.

“Saya terima apa orang hendak bercakap mengenai kami. Walaupun kami tidak bercinta namun ramai yang kelihatan seperti suka menggandingkan kami.

“Saya akui walaupun berdepan pelbagai tohmahan daripada masyarakat dan kontroversi, namun hubungan kami tetap baik. Kami tetap berkawan dan meluangkan masa bersama terutama apabila membabitkan hal kerja,” katanya.

Waheeda turut memaklumkan mahu memberi tumpuan kepada penghasilan album solonya tahun ini. Apabila diajukan persoalan mengenai hasratnya sebelum ini untuk tidak berlakon lagi, Waheeda mengakui sebaliknya.

Katanya, hasrat itu terpaksa dilupakan buat sementara memandangkan sudah berjanji dengan Prof Madya A Razak Mohaideen untuk menjayakan drama bersiri terbaru arahannya.



“Cakap-cakap orang kadangkala membuatkan saya sakit. Apabila memaklumkan untuk berehat daripada dunia lakonan, ada saja tawaran yang datang.

“Memang selama ini saya merancang untuk berhenti berlakon sejak tahun lalu. Saya sendiri meletakkan sasaran setiap tawaran lakonan yang saya terima perlu bersesuaian,” katanya.

Mengulas karakter dalam Nana Tanjung, Waheeda berkata dia memegang watak seorang kakak (Ida) dalam sitkom keluarga itu. Di samping membimbing adik-adiknya, sitkom berkenaan turut menampilkan beberapa babak berunsur nasihat dan dakwah.

Katanya, memang mencabar membawakan watak ini tetapi mengakui seronok kerana dapat menjadi sebahagian daripada pelakon yang menjayakan sitkom yang diangkat daripada filem.

“Saya juga dapat berkenalan dengan pelakon baru dan seronok kerana dapat berlakon dengan Saiful Apek selain Pak Piee, Sheila Mambo dan Fouziah Gous,” katanya.

Drama 13 episod ini disiarkan di TV9 setiap Isnin, jam 10 malam bermula 2 Mac lalu.

PETALING JAYA: The Sijil Pelajaran Malaysia (SPM) and Sijil Tinggi Agama Malaysia (STAM) results will be released on March 12.

Students would be able to obtain the results after 10am from their respective schools, said Education director-general Datuk Alimuddin Mohd Dom.

“Private candidates will receive their results through the post,” he said in a statement yesterday.

A total of 442,936 students sat for the SPM examination, while 6,240 students sat for the STAM papers last year.

PETALING JAYA: Four Malaysians have made Forbes Asia’s latest Heroes of Philanthropy list which honours leading givers in the Asia-Pacific region.

The four, named in the magazine’s March 16 issue, are Tun Ahmadshah Abdullah, Tan Sri Jeffrey Cheah, Tan Sri Lim Kok Wing and Datin Raya Erom.

Sabah Yang di-Pertua Negri Ahmadshah, 62, was cited for a foundation he started in 2004 in his own name that provides financial aid of about RM48,000 a year to the needy.

The Tun Ahmadshah Foundation awards scholarships and funds educational programmes for underprivileged students while also taking care of the welfare of single mothers, orphans and victims of tragedy.
Doing their bit: (From left) Ahmadshah, Cheah and Lim have mades Forbes Asia's leading givers list.

Cheah, the Sunway Group chairman, was credited with awarding some RM43mil in college scholarships through the Sunway Education Trust Fund set up in 1997.

He also donated RM10mil last year, mostly for building and repairing primary and secondary schools.

Cheah, 63, plans to turn the trust fund into the Tan Sri Jeffrey Cheah Foundation, to be modelled after the Harvard Foundation.

Lim, 62, who founded the Limkokwing University of Creative Technology, has contributed and organised fundraising for, among other things, fighting AIDS and apartheid.

He also provides scholarships, disabled student services, and gave RM80,000 last year to the “Plight of Palestinians: From Grim to Bleak” fund.

Raya Erom, 46, is chairman of Kebajikan Suria Foundation, which has helped more than 1,000 children throughout Sabah. She also donated RM133,000 last year in cash and goods.

She is the wife of former Sabah Chief Minister Datuk Salleh Tun Said and the daughter-in-law of former Sabah Yang di-Pertua Negri Tun Said Keruak.

Raya Erom’s foundation will also be setting up a women’s counselling division to address career challenges, depression, infertility and abuse.

This second edition of the Forbes philanthropy list identified 48 people from across the Asia-Pacific. Among them are Chinese recycling tycoon Cheng Guangbiao, Hong Kong tycoon Li Ka-shing, India’s Sunil Mittal, Thailand’s “condom king” Mechai Viraivaidya, James Riady from Indonesia and Manuel V. Pangilinan from the Philippines.

JAKARTA, Indonesia (AP): Officials say Mount Semeru on Indonesia's Java island has erupted, sending smoke and volcanic dust high into the sky.

Director of the Volcanology Agency Surono says the eruption early Friday covered some areas with ash but did not pose any threat to nearby villages.

He says no evacuation order was issued but that volcanologists are continuing to carefully monitor the 12,060-foot (3,676-meter) mountain in Central Java. Surono uses only one name.

Indonesia is spread across 17,500 islands and is prone to volcanic eruptions and earthquakes because of its location along the Pacific's so-called "Ring of Fire."

TOKYO: Honda reached an agreement to pass the ownership of its Formula One team to Ross Brawn, with the team to be called Brawn GP.

The former Honda team principal assumed control “with immediate effect” and the British-based team confirmed on Friday that Jenson Button and Rubens Barichello will be its drivers this year.

“The past few months have been extremely challenging for the team but today’s announcement is the very pleasing conclusion to the strenuous efforts that have been made to secure its future,” Brawn, also a former technical director of Ferrari’s F1 team, said in a statement. “It is a great shame that having worked with Honda Motor Company for so long we can no longer continue together.”

Brawn GP will take part in pre-season tests in Spain at Barcelona and Jerez before the season-opening Australian Grand Prix on March 29, when the grid will feature 20 cars.

Brawn GP will not use Honda engines after securing a partnership with McLaren to use its Mercedes engines.

It is the fourth time that Honda, which announced it was pulling out of the sport in December, has abandoned F1.

Financial details of the buy-out were not revealed, nor were plans for the 700 staff at the Brackley-based outfit.

There was also no mention of whether Nick Fry, who worked alongside Brawn and was reportedly engaged in the management buy-out talks, will have a role in the team. Honda had one of the highest budgets in F1 last year at £200 million.

“We are very pleased that we could sell the team to Ross Brawn, with whom we have been partaking in the challenges of F1 competition, and are grateful for his decision,” said Hiroshi Oshima, spokesman for the Japanese automaker. “We offer our sincerest wishes for the new team which will be led by Ross.”

Barichello earned the nod to partner Button for the fourth straight year over GP2 racer Bruno Senna, nephew of three-time world champion Ayrton Senna.

“The vast experience and knowledge that both drivers bring to our team will prove invaluable as we aim to get up to speed in the shortest possible time to be ready for the first race of the season in Melbourne,” Brawn said of the two drivers, who have combined to race a total of 423 GP races. “Their experience with our team in Brackley, our systems and our engineers, will prove a real asset.”

Brawn also said that governing body FIA, F1 boss Bernie Ecclestone and the Formula One Teams Association had played a big supporting role in helping secure the deal. F1 is introducing major regulation changes from this season in a bid to cut costs amid the global economic downturn.

“The journey ahead will be challenging but exciting and we know we can count on their continued enthusiasm for our team and its ambitions,” Brawn said. - AP

DOWNLOAD HERE!

DOWNLOAD HERE!

DOWNLOAD HERE!

A group of students at Herrington High School learn that their teachers' bodies are being overtaken by aliens. Soon six students are the only ones left unaffected and must band together to save the school, and perhaps the world, from this alien invasion. Geeky Casey, princess Delilah, jock Stan, drug dealer Zeke, misfit Stokely and new girl Marybeth are an unlikely team, but together they discover

DOWNLOAD HERE!

Beavis, a blond guy in a Metallica t-shirt, and Butt-head, a dark-haired guy in an AC/DC t-shirt -- two teenagers obsessed with their as-yet unfulfilled desire to score with 'chicks' -- have finally moved off the couch. The duo's journey across America begins when their TV is stolen. Beavis and Butt-head look everywhere for it, including a seedy motel where they meet a sleazy redneck

DOWNLOAD HERE!

There was a time when Lazarus played the blues; a time he got Bojo's Juke Joint shakin' back in the day. Now he lives them. Bitter and broken from a cheating wife and a shattered marriage, Lazarus' soul is lost in spent dreams and betrayal's contempt--until Rae. Half naked and beaten unconscious, Rae is left for dead on the side of the road when Lazarus discover her.


DOWNLOAD HERE!

After a misunderstanding aboard an airplane that escalates out of control, the mild-mannered Dave Buznik is ordered by Judge Daniels to attend anger management sessions run by Doctor Buddy Rydell, which are filled with highly eccentric and volatile men and women. Buddy’s unorthodox approach to therapy is confrontational and abrasive and Dave is bewildered by it.

Download here!